Characteristics and criteria

Vested for Growth invests in established New Hampshire-based companies with solid growth plans, strong management teams, and superior products and markets. Typical prospects have $2 million to $20 million in annual sales, 10 to 200 employees, and gross profit margins of 25% or higher.

VFG also requires that a business have a range of employment opportunities from entry-level, perhaps for those without a four-year degree, to advanced positions.

VFG offers royalty, or "mezzanine," financing to companies that have been turned down by the banks for reasons such as:

• Hiccup in sales/profitability in the past three years
• Insufficient/intangible/specialized collateral
• Concentration of sales
• Succession
• Bankruptcy

VFG provides financing to companies that can't get or don't want additional equity for reasons such as:

• No clear exit plan
• Avoid dilution
• Market/growth projections not large enough
• Preserve freedom/control
• Existing capital structure

VFG typically invests between $100,000 to $500,000 per portfolio company. As VFG is often only part of the overall financial package, the total capitalization package – including senior debt, VFG, and equity – can be much higher. Also, when larger amounts of capital are needed from VFG, we are able to acquire co-investors to syndicate deals beyond our  threshold.

If your business needs capital to grow, or you know of a business that is in need of capital and that fits the above criteria, contact us to explore VFG financing.